ELIMINATING CREDIT CARD DEBT

June 29, 2009

What is a good credit card to get that you almost will never get turned down for?

Filed under: Credit — Tags: , , — admin @ 9:52 am
Credit card
JD asked:


I currently have two credit cards, but would like to get one final one. I’ve been getting turned down for a few recently that I thought sounded good. What are some good cards and websites where I can get a credit card that almost every gets approved for? I’m young(21) and trying to establish some more credit. My friend got approved for a Best Buy credit card tonight and his credit isn’t that good. However, I just want a main card(for example: visa, discover) and not a store card. Thanks for any help.

Reduce Credit Card Debt

Technorati Tags: Credit Cards, Establish Credit, Visa

June 28, 2009

Let’s say I buy something for $100. I return it and they say I will have that credit back on my credit card. So now my credit card balance is $100? What if I paid for that $100 already and then returned it and got credit back? Can a credit card have a balance and have money withdrawn from it?

Filed under: Credit — Tags: , — admin @ 1:04 pm
Credit card
Philosopher asked:




Debt Elimination Program

Technorati Tags: Credit Card Balance, Money

Credit Card Skimming Operation

Filed under: Education — Tags: — admin @ 10:26 am
ACCPAconnection asked:


See how easy it is for a person to copy the information from your credit Card, make a counterfeit card and obtain credit in your name. Your counterfeited credit card can be used to make purchases within minutes after you lose control of the information. PREVENTATIVE ADVICE: Never lose sight of your credit card. Always watch the transaction being processed.

Individual Dental Insurance Alternative

Technorati Tags: Credit Card Skimming

When you start a debt management plan should you stop paying your credit card bills for 3 months?

Filed under: Credit — Tags: , , — admin @ 8:04 am
Credit card Bills
Jeanne P asked:


I am told that I should immediately stop paying my credit card bills to get the attention of the lenders, so they will be more open to negotiations. And I should refer all contact to the debt settlement company. Is this normal?
I’m not behind on any bills right now, but it’s looking likely that I will be in a short time.

Home Loan Modification

Technorati Tags: Credit Card Bills, Paying Bills, Short Time

June 27, 2009

Can credit card companies close your accounts without warning? How does it affect your credit score?

Filed under: Credit — Tags: , , — admin @ 7:21 pm
Credit card
Sara asked:


I received a letter in the mail from Juniper (iTunes Rewards) stating that they have closed my credit card account due to inactivity. I opened the account about 18 months ago and have never actually used it. Can they close my account just like that without any warning? How should I handle the situation? (Is there anything I can even do?)

Also, I know that closing credit card accounts lowers your credit score. Does anyone know how much mine will be affected?

Credit Card Debt Elimination

Technorati Tags: Credit Score, Inactivity, Rewards

The Credit Card Song by Old Man Pie

Filed under: Music — Tags: , , — admin @ 12:40 pm
KyleChristie asked:


Ahead of its time this is a cartoon animation that’s been up on the web since 2006 and is all about the credit crunch crisis. Credit card spending and loans from banks are in their trillions of dollars and something has to give. We no longer spend what we have earned, we spend what we havn’t earned on the back of house price rises and yet more loans. The banks are prospering and fat cats are awarding themselves massive bonuses, but it cannot continue. Beware the debt time bomb may bring the …

Individual Dental Insurance Alternative

Technorati Tags: Card Song, Credit Crunch, House Price

I have some credit, but not a whole lot. My credit score is 628. I also have a delinquncy with Chase, which I am trying to pay off now, but I want to get a different credit card in the mean time to make payments on that to increase my score. So what are some credit cards that will approve almost instantly with a credit score like that? I just want to get it to improve my credit.

Filed under: Credit — Tags: , , — admin @ 9:20 am
Credit card
youresoscene_xxx asked:




Loan Modification Help

Technorati Tags: Chase, Credit Score, Whole Lot

June 26, 2009

I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this. Thanks in advance.

Filed under: Credit — Tags: , , — admin @ 10:48 pm
Credit card
awill110 asked:




Buy Cheap Tramadol

Technorati Tags: Contact, Credit Card Companies, Credit Report

June 25, 2009

If you pay all of your credit card bills in full every month, do you not get charged extra?

Filed under: Credit — Tags: , , — admin @ 4:20 am
Credit card Bills
blcklabelx asked:


Hi,

If I get a Chase freedom credit card, $0 annual fee, and I pay the credit bill in full each month, do I never pay one cent more than I actually spend, regardless of APRs?

Thanks.

Debt Relief USA

Technorati Tags: Credit Card Bills, Extra, Pay Bills

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